SITE INFORMATION / TERMS AND CONDITIONS
Terms and Conditions
Terms describing the educational material, interactive tools, and external references on this website.
Educational material
The pages explain general workplace 401(k) concepts. They are not a plan document, tax opinion, legal opinion, investment recommendation, or individualized benefits instruction. Your employer’s plan terms and current law control your circumstances.
Calculator use
The calculator accepts assumptions in your browser and produces a hypothetical arithmetic illustration. It is not a forecast, guarantee, account balance lookup, or contribution recommendation. It has material omissions described on the calculator page. Do not treat the displayed amount as an expected return or as a replacement for plan records.
No plan or transaction access
This website does not connect to your employer, recordkeeper, payroll account, or retirement account. It cannot change an election, execute a trade, open an account, submit a plan claim, or verify your eligibility. Do not send credentials, account numbers, Social Security numbers, or sensitive financial records through the contact form.
Use of links
Links to IRS, Department of Labor, and other source material are included to let readers check primary information. They are not sponsorships or endorsements. External sites have separate content and privacy practices.
Changes and dated material
Tax limits and plan rules can change. The displayed 2026 figures are expressly labeled with that tax year; readers should check the linked IRS publication for current limits. The site may be corrected or updated as its source material changes.
Primary references
Effective October 11, 2026 · Last reviewed October 11, 2026